Insurance

3 Tips For Buying Disability Insurance

3 Tips For Buying Disability Insurance

What would you do if you weren’t able to earn an income because of an illness or injury? The financial consequences of a disability can be severe; a short-term illness or injury might not set your family back too far if you have emergency savings, but a long-term disability could drastically...

3 Ways To Spring Clean Your Insurance

3 Ways To Spring Clean Your Insurance

Spring cleaning is the annual ritual of clearing out the accumulated dust and debris of winter for a fresh new spring. This year, as you sweep away the dust bunnies, do some spring cleaning on your insurance as well.

What Questions Should You Ask About Long-Term Care Insurance?

What Questions Should You Ask About Long-Term Care Insurance?

Long-term care insurance is complex, and there’s no way to predict with certainty whether you will actually end up needing coverage for expensive care later in life. However, the odds are good that you may one day need some type of long-term care; one study found that 70% of Americans age 65 and older will need...

3 Lifestyle Factors That Can Affect Your Life Insurance

3 Lifestyle Factors That Can Affect Your Life Insurance

Did you know that your lifestyle can affect life insurance premiums? Age is by far the biggest determinant, but there are a number of other factors that can affect how much you pay. Here are 3 common lifestyle factors that can boost the cost of your life insurance...

Is Pet Insurance Worth Buying?

Is Pet Insurance Worth Buying?

Many pet owners treat their beloved companions like full members of the family and wouldn’t dream of denying them medical care. Advances in veterinary medicine mean that diseases and injuries that once spelled certain death can be treated, giving pets longer, more active lives. However, many people don’t fully consider the financial cost of these potentially life-saving treatments.

Consider These Expenses in Your Life Insurance Calculations

Consider These Expenses in Your Life Insurance Calculations

If you have life insurance, you probably sat down at some point and calculated how many years of income your family might need or what costs your death might incur for your loved ones. However, rules of thumb like “10 times your annual salary” or “enough to cover final expenses” might be ignoring a lot of important hidden expenses.