Insurance

3 Tips For Buying Disability Insurance

3 Tips For Buying Disability Insurance

What would you do if you weren’t able to earn an income because of an illness or injury? The financial consequences of a disability can be severe; a short-term illness or injury might not set your family back too far if you have emergency savings, but a long-term disability could drastically...

What Questions Should You Ask About Long-Term Care Insurance?

What Questions Should You Ask About Long-Term Care Insurance?

Long-term care insurance is complex, and there’s no way to predict with certainty whether you will actually end up needing coverage for expensive care later in life. However, the odds are good that you may one day need some type of long-term care; one study found that 70% of Americans age 65 and older will need...

3 Lifestyle Factors That Can Affect Your Life Insurance

3 Lifestyle Factors That Can Affect Your Life Insurance

Did you know that your lifestyle can affect life insurance premiums? Age is by far the biggest determinant, but there are a number of other factors that can affect how much you pay. Here are 3 common lifestyle factors that can boost the cost of your life insurance...

5 Critical Financial Issues in Remarriages

5 Critical Financial Issues in Remarriages

Many Americans are in their second and third marriages. In fact, statistics from a 2012 book, The Remarriage Blueprint, suggest that nearly 40 percent of new marriages include at least one previously married spouse. Remarrying later in life can produce a number of complex financial....

Traveling Abroad? Check your Insurance Coverage

Traveling Abroad? Check your Insurance Coverage

Suffering an injury or illness abroad can be extremely expensive, especially if it requires emergency medical care or unplanned evacuation. If you’re planning a cruise or vacation overseas, take some time to think about how you would deal with a sudden medical emergency. Although you can’t cover every contingency, it’s a good idea to check your insurance policies to understand exactly what’s covered while you’re out of the country.

3 Insurance Mistakes You Don't Want to Make When You Retire

3 Insurance Mistakes You Don't Want to Make When You Retire

Like many important life transitions, retirement comes with a host of emotional and financial changes. Though you may have a lot of other things on your mind when you retire, you don’t want to make these common mistakes that can cost you money (and peace of mind).